Hey! I'm Emily! I have a degree in accounting and have been working as a CPA for most of the last 10 years. Being a CPA you'd figure I'd be great with my money...thats not really the case. Or at least it wasn't up until a few years ago...

When I graduated college I had all the "normal" debt: student loans, car payment,  credit card and my idea of "budgeting" was checking my bank balance before I purchased anything. I had no plans for my financial future.  Growing up my parents didn't teach my siblings and I much about money. I knew they paid off their credit cards each month but that was about it.

In January 2020, my future husband and I bought a car (completely financed) on the west coast and took a two week road trip back home to Virginia. We had a LOT of time in the car to kill. A family member had suggested a personal finance podcast for us to listen to so we tried it out. Listening to this podcast changed my whole perspective on finances. It gave me and my now husband a road map to financial health.

Over the next year, even with all the pandemic chaos, we got engaged, married, paid off the car and all my student loans, we cut up our credit cards and were completely debt free by January 2021. We paid off over $22K in loans and cash-flowed $10,000 for our wedding. On top of all that, I didn't even have a full time job the first half of the year and my husband was starting his own business. We were not rolling in money  in fact we made less then $70K that year. 

If you are anything like me, you need that road map to handling your finances. I like simple formulas....I'm a CPA not a mathematician. I like step by step SIMPLE processes. It is possible to get control over your finances all you need is some direction...and maybe someone to cheer you on as you go! I get SO excited helping others achieve the peace that comes with financial well-being. I truly believe that without this financial foundation stability and the fun stuff (wealth-building etc.) are unattainable.